Buyer

Now is the Time to Buy.

Now's the Time to Buy Your Dream House
According to one industry expert, there’s an opportunity in residential real estate ownership unlike any we've seen in quite a long time. With home prices down, interest rates near historical lows, and inventory high, those with stable jobs and good credit can and should find their dream home.
http://www.businessweek.com/lifestyle/content/
jul2009/bw20090716_706309.htm

New $8,000 Tax Credit for Homebuyers Available

Attention potential homebuyers! Take advantage of an $8,000 tax credit toward the purchase of a principal residence for first-time buyers on or after January 1, 2009 and before December 1, 2009. And to make the deal even better, the credit does not require repayment. It's all part of the American Recovery and Reinvestment Act.Learn about the new 2009 tax credit and legislation >

Moving Information

You found your home, the contract has been signed, and the closing date has been set. Now, it's time to prepare for moving day. You should, however, begin planning for it well in advance. Moving, after all, may be the biggest job of all.

Careful preparation is essential, whether you're moving across town or across the country. Here, you'll find useful information on:

Selecting a Moving Company
By investigating moving companies, you can eliminate or at least reduce many of the surprises and hassles that moving often entails. Use our step-by-step guide.

Moving Tips
Go here for additional helpful information, including a comprehensive moving checklist and several time-saving online resources.

Finding and Buying a Home

Once you dig into the actual process of finding and buying a home, you'll benefit from learning more about several other key issues, including:

Use this section to explore these topics further and ask your trained buyer's representative to provide additional guidance.

Finances

Houses are expensive. Probably the largest purchase you'll ever make. That's why very few prospective homeowners have enough cash on hand to purchase a home outright. Instead, most homebuyers seek financing-a mortgage-to cover the difference between what they've saved, and what they need, to buy a home.

What's my price range?

Determining how much house you can reasonably afford, and the size of your mortgage, requires carefully evaluating:

Savings-how much have you set aside to cover a down payment on your home, as well as your closing costs?
Affordability-how much can you safely borrow, and still meet all your financial obligations?

A trained buyer's representative can answer all your questions about factors to consider in evaluating your financing options and determining a reasonable price range for your home purchase.

Additionally, you can learn more here: